Falling Behind In Mortgage Payments?
I believe in helping individuals maintain home ownership whenever possible. Life circumstances sometimes change, and difficult choices have to be made.
You can contact me anytime to discuss your options and ask questions.
- First, do you want to keep your home? A loan modification may work for you if you meet certain qualifications and guidelines.
- If you cannot stay in the home, I can help you avoid a foreclosure by short selling your property at NO CHARGE to you, and negotiate with the lender to accept less than what is owed on the loan. You pay nothing! Through December 31, 2012, there is no tax consequence on the debt forgiveness AND you avoid a foreclosure on your credit history.
- I work with an established law firm that can assist Sellers with their assets and negotiation with lenders on investment properties.
- Whatever you choose to do with your property, I offer a FREE consultation to help you understand your rights and choices. You can also call the helpline set up by the Federal Government to discuss your options:
888-995-HOPE
Or this Federal Government website:
Be aware of foreclosure scams! Do not give any mortgage payments to anyone other than your mortgage company, and DO NOT sign the deed of your house over to anyone!